Tired of paying too many agios? It was time for low cost credit to land in France. We will see how to apply for cheap credit, using a comparator with immediate response.
What is low cost credit?
To make a low cost credit (low cost) it is not complicated. You just have to offer the lowest consumer credit rates on the market for each type of project, for each amount and each duration. Once we have composed our consumer credit offer by taking only the cheap credits from bankate, astro finance, or even Viloan (and many others), it only remains for us to make it available to you. Thanks to our comparator, you will get the best offer whatever your need.
But to make good low cost credit, it is still necessary that the cheapest credit is accepted. Again, Best lender found the solution. We have created a unique questionnaire which not only will allow you to obtain the best lowcost credit rates but this exclusive questionnaire will also allow you to benefit from a non-binding evaluation by the organization offering the best rate. This technique allows you to know if it is not better to interrogate the three cheapest low cost credit offers in order to be sure of obtaining credit and obtaining the cheapest credit.
In addition, it’s very simple, you can file up to 3 cheap credit requests online, and thus increase your chances of being accepted with one click. We advise our customers to submit at least 2 requests, because if a credit decision is refused on the first, you are likely to be accepted on the second. The APR rate will be less good but still very competitive.
Low cost credit at what rate?
To get low cost credit, do not be fooled by hooks like “from 0.90% …” and others. These really cheap rates are only offered for fast cheap credit, namely most often over 12 months. Obviously, you will also find them on best lender, but we know very well that very few people can benefit from them because if you borrow for example a 10,000 USD loan over 12 months, you will have to repay monthly payments of more than 800 USD per month. Not only must you be able to do this, but many organizations refuse people at these monthly payment levels because of excessive debt.
Low cost credit does not mean offering an inaccessible attachment rate. To offer low cost credit, you have to have a credit that really costs less. And this is what we will prove to you at best lender. Take the example of a car loan of 15,000 USD over 60 months, it is the most requested type of loan in France:
|New car loan $ 15,000 over 60 months||Fixed APR rate||Monthly fees||Total cost of credit|
|Cheapest credit||2.80%||267.96 $||1077.60 $|
|Second organism||3.20%||287.37 $||2242.20 $|
|Third body||3.55%||272.83 $||1369.80 $|
|Most expensive credit||5.77%||287.37 $||2242.20 $|
The most expensive credit costs more than twice as much as the low cost credit number 1. And do not think that we went to look for a small well hidden organization, you see its advertisements very regularly on television. We carried out this survey on September 22, 2014 but to measure the evolution of rates very regularly, this is the classic difference that we find between the best credit and the most expensive credit.
Low cost credit: watch out for traps
As in any field, in credit comparisons, the competition is raging. But you have to be careful because most of our competitors, under the guise of offering you low cost credit, offer false comparisons.
In fact, their only classification criterion is the commission they will receive from credit organizations. To avoid being tricked into benefiting from low cost credit, check that the taeg rate is included in the ranking. This rate is the benchmark for communication on consumer credit imposed by the consumer credit law.